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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,328 | $84,551-65.3% | $61,452-52.3% | $134,532-78.2% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -22.56% | 585.39%-607.9pp | 338.96%-361.5pp | 418.27%-440.8pp |
| Employer contribution / active EE | $1,361 | $1,545-11.9% | $1,160+17.4% | $4,741-71.3% |
| Participant deferral / active EE | $3,559 | $2,818+26.3% | $2,125+67.5% | $6,401-44.4% |
| Admin fee / account holder | $318 | $2,587-87.7% | $2,131-85.1% | $11,429-97.2% |