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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,938 | $96,956-77.4% | $69,779-68.6% | $273,972-92.0% |
| Participation rate | 75.0% | 77.1%-2.1pp | 71.8%+3.2pp | 83.0%-8.0pp |
| Annual return | 4.05% | 12.93%-8.9pp | 12.99%-8.9pp | 41.46%-37.4pp |
| Employer contribution / active EE | $613 | $3,316-81.5% | $2,338-73.8% | $4,869-87.4% |
| Participant deferral / active EE | $2,580 | $3,744-31.1% | $2,931-12.0% | $5,287-51.2% |
| Admin fee / account holder | $633 | $7,934-92.0% | $4,381-85.6% | $10,133-93.8% |