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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,291 | $100,901-71.0% | $75,501-61.2% | $147,586-80.2% |
| Participation rate | 75.0% | 77.1%-2.1pp | 72.4%+2.6pp | 82.8%-7.8pp |
| Annual return | 14.30% | 35.78%-21.5pp | 27.35%-13.0pp | 578.59%-564.3pp |
| Employer contribution / active EE | $855 | $3,253-73.7% | $2,352-63.6% | $4,876-82.5% |
| Participant deferral / active EE | $4,413 | $4,027+9.6% | $3,142+40.4% | $5,439-18.9% |
| Admin fee / account holder | $586 | $11,285-94.8% | $5,801-89.9% | $10,886-94.6% |