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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,903 | $71,230-45.4% | $93,727-58.5% | $80,959-51.9% |
| Participation rate | 40.7% | 60.4%-19.7pp | 68.7%-28.0pp | 67.7%-26.9pp |
| Annual return | 13.04% | 11.26%+1.8pp | 133.83%-120.8pp | 35.67%-22.6pp |
| Employer contribution / active EE | $963 | $1,565-38.5% | $2,421-60.2% | $2,757-65.1% |
| Participant deferral / active EE | $2,325 | $4,037-42.4% | $4,417-47.4% | $4,300-45.9% |
| Admin fee / account holder | $0 | $6,961-100.0% | $8,292-100.0% | $6,925-100.0% |