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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,832 | $112,935-81.6% | $90,970-77.1% | $158,966-86.9% |
| Participation rate | 57.1% | 74.7%-17.6pp | 69.0%-11.9pp | 82.0%-24.8pp |
| Annual return | 22.52% | 215.79%-193.3pp | 134.58%-112.1pp | 302.95%-280.4pp |
| Employer contribution / active EE | $1,421 | $2,895-50.9% | $2,122-33.0% | $4,762-70.2% |
| Participant deferral / active EE | $2,924 | $4,129-29.2% | $3,373-13.3% | $5,983-51.1% |
| Admin fee / account holder | $1,311 | $8,045-83.7% | $5,960-78.0% | $11,250-88.3% |