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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,579 | $65,575-53.4% | $86,209-64.5% | $75,181-59.3% |
| Participation rate | 65.7% | 60.5%+5.2pp | 69.0%-3.2pp | 67.2%-1.5pp |
| Annual return | 46.40% | 46.07%+0.3pp | 1169.05%-1122.7pp | 160.69%-114.3pp |
| Employer contribution / active EE | $1,436 | $1,553-7.6% | $2,381-39.7% | $2,671-46.2% |
| Participant deferral / active EE | $2,953 | $3,023-2.3% | $3,986-25.9% | $4,126-28.4% |
| Admin fee / account holder | $0 | $5,470-100.0% | $6,853-100.0% | $5,650-100.0% |