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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,176 | $174,379-31.1% | $152,093-21.0% | $138,895-13.5% |
| Participation rate | 82.4% | 81.6%+0.7pp | 77.8%+4.6pp | 79.9%+2.4pp |
| Annual return | 17.60% | 74.86%-57.3pp | 66.36%-48.8pp | 145.39%-127.8pp |
| Employer contribution / active EE | $2,845 | $4,652-38.8% | $4,175-31.9% | $4,194-32.2% |
| Participant deferral / active EE | $9,533 | $6,159+54.8% | $5,451+74.9% | $6,396+49.0% |
| Admin fee / account holder | $1,247 | $16,880-92.6% | $14,497-91.4% | $12,562-90.1% |