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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,837 | $175,231-49.3% | $149,696-40.7% | $139,466-36.3% |
| Participation rate | 78.9% | 83.4%-4.4pp | 78.8%+0.2pp | 80.3%-1.4pp |
| Annual return | 22.82% | 166.77%-143.9pp | 134.46%-111.6pp | 373.66%-350.8pp |
| Employer contribution / active EE | $2,619 | $5,478-52.2% | $4,821-45.7% | $4,754-44.9% |
| Participant deferral / active EE | $6,041 | $6,521-7.4% | $5,682+6.3% | $6,712-10.0% |
| Admin fee / account holder | $1,531 | $16,155-90.5% | $13,212-88.4% | $11,409-86.6% |