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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,519 | $181,896-78.8% | $156,551-75.4% | $273,972-85.9% |
| Participation rate | 54.5% | 88.4%-33.8pp | 84.0%-29.5pp | 83.0%-28.5pp |
| Annual return | 11.25% | 30.74%-19.5pp | 32.23%-21.0pp | 41.46%-30.2pp |
| Employer contribution / active EE | $1,617 | $6,248-74.1% | $5,501-70.6% | $4,869-66.8% |
| Participant deferral / active EE | $4,143 | $5,550-25.4% | $4,871-14.9% | $5,287-21.6% |
| Admin fee / account holder | $160 | $15,560-99.0% | $13,028-98.8% | $10,133-98.4% |