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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,673 | $202,342-69.5% | $172,752-64.3% | $152,897-59.7% |
| Participation rate | 56.3% | 87.1%-30.8pp | 82.6%-26.4pp | 82.5%-26.2pp |
| Annual return | 30.07% | 1029.83%-999.8pp | 802.97%-772.9pp | 345.43%-315.4pp |
| Employer contribution / active EE | $1,606 | $5,858-72.6% | $5,144-68.8% | $4,764-66.3% |
| Participant deferral / active EE | $5,175 | $5,948-13.0% | $5,198-0.4% | $5,851-11.6% |
| Admin fee / account holder | $484 | $17,111-97.2% | $13,955-96.5% | $11,599-95.8% |