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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,996 | $51,213-12.1% | $70,589-36.3% | $75,184-40.2% |
| Participation rate | 93.8% | 61.0%+32.8pp | 68.4%+25.4pp | 67.2%+26.5pp |
| Annual return | 13.96% | 30.06%-16.1pp | 32.80%-18.8pp | 160.78%-146.8pp |
| Employer contribution / active EE | $3,232 | $1,827+76.9% | $2,977+8.6% | $2,671+21.0% |
| Participant deferral / active EE | $2,284 | $2,850-19.9% | $4,569-50.0% | $4,127-44.7% |
| Admin fee / account holder | $10,859 | $4,091+165.5% | $6,430+68.9% | $5,652+92.1% |