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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,571 | $55,684-55.9% | $75,906-67.6% | $72,977-66.3% |
| Participation rate | 83.3% | 61.1%+22.2pp | 69.3%+14.0pp | 69.5%+13.8pp |
| Annual return | 18.42% | 27.60%-9.2pp | 30.73%-12.3pp | 81.02%-62.6pp |
| Employer contribution / active EE | $1,765 | $1,687+4.6% | $2,501-29.4% | $2,440-27.7% |
| Participant deferral / active EE | $891 | $2,634-66.2% | $3,604-75.3% | $3,608-75.3% |
| Admin fee / account holder | $3,937 | $3,981-1.1% | $5,421-27.4% | $5,124-23.2% |