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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,791 | $49,280-57.8% | $67,313-69.1% | $64,173-67.6% |
| Participation rate | 84.8% | 60.8%+24.1pp | 69.1%+15.8pp | 69.6%+15.3pp |
| Annual return | -6.21% | -1.39%-4.8pp | -4.08%-2.1pp | 7.63%-13.8pp |
| Employer contribution / active EE | $1,702 | $1,668+2.0% | $2,566-33.7% | $2,381-28.5% |
| Participant deferral / active EE | $820 | $2,484-67.0% | $3,568-77.0% | $3,470-76.4% |
| Admin fee / account holder | $2,045 | $3,863-47.1% | $4,507-54.6% | $4,887-58.2% |