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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,864 | $62,549-42.7% | $85,705-58.2% | $85,851-58.2% |
| Participation rate | 88.4% | 61.1%+27.2pp | 69.9%+18.5pp | 69.3%+19.1pp |
| Annual return | 10.07% | 23.77%-13.7pp | 21.49%-11.4pp | 318.63%-308.6pp |
| Employer contribution / active EE | $2,205 | $1,755+25.6% | $2,619-15.8% | $2,565-14.0% |
| Participant deferral / active EE | $1,560 | $2,802-44.3% | $3,924-60.2% | $3,952-60.5% |
| Admin fee / account holder | $4,393 | $4,644-5.4% | $6,877-36.1% | $6,261-29.8% |