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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,376 | $52,580-59.3% | $71,671-70.2% | $70,126-69.5% |
| Participation rate | 80.6% | 60.9%+19.7pp | 68.7%+11.9pp | 69.5%+11.1pp |
| Annual return | 11.07% | 20.25%-9.2pp | 20.65%-9.6pp | 73.15%-62.1pp |
| Employer contribution / active EE | $1,673 | $1,616+3.5% | $2,460-32.0% | $2,343-28.6% |
| Participant deferral / active EE | $761 | $2,386-68.1% | $3,438-77.9% | $3,332-77.2% |
| Admin fee / account holder | $2,656 | $3,653-27.3% | $5,558-52.2% | $4,646-42.8% |