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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,902 | $174,018-93.2% | $136,833-91.3% | $198,609-94.0% |
| Participation rate | 92.9% | 65.1%+27.7pp | 59.0%+33.8pp | 82.4%+10.5pp |
| Annual return | 16.70% | 35.16%-18.5pp | 35.32%-18.6pp | 202.70%-186.0pp |
| Employer contribution / active EE | $1,043 | $1,571-33.6% | $1,319-20.9% | $5,055-79.4% |
| Participant deferral / active EE | $2,448 | $2,873-14.8% | $2,441+0.3% | $6,977-64.9% |
| Admin fee / account holder | $2,934 | $5,434-46.0% | $4,706-37.7% | $19,030-84.6% |