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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,852 | $108,212-47.5% | $77,513-26.7% | $158,966-64.2% |
| Participation rate | 90.9% | 64.4%+26.5pp | 54.2%+36.7pp | 82.0%+8.9pp |
| Annual return | 23.25% | 31.67%-8.4pp | 54.81%-31.6pp | 302.95%-279.7pp |
| Employer contribution / active EE | $1,075 | $1,325-18.8% | $987+9.0% | $4,762-77.4% |
| Participant deferral / active EE | $5,434 | $2,455+121.3% | $1,861+192.0% | $5,983-9.2% |
| Admin fee / account holder | $747 | $3,709-79.9% | $2,859-73.9% | $11,250-93.4% |