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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,998 | $104,106-70.2% | $71,086-56.4% | $135,379-77.1% |
| Participation rate | 77.8% | 65.7%+12.1pp | 54.7%+23.1pp | 82.6%-4.9pp |
| Annual return | -7.16% | 1256.30%-1263.5pp | 650.59%-657.7pp | 519.79%-526.9pp |
| Employer contribution / active EE | $1,108 | $1,485-25.4% | $1,088+1.8% | $4,779-76.8% |
| Participant deferral / active EE | $6,520 | $2,527+158.0% | $1,874+247.9% | $5,609+16.2% |
| Admin fee / account holder | $424 | $4,142-89.8% | $3,082-86.2% | $10,828-96.1% |