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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,835 | $84,518-88.4% | $67,704-85.5% | $125,389-92.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | 14.54% | 2.57%+12.0pp | 25.41%-10.9pp | 282.24%-267.7pp |
| Employer contribution / active EE | $814 | $3,292-75.3% | $2,559-68.2% | $4,866-83.3% |
| Participant deferral / active EE | $3,484 | $4,430-21.4% | $3,585-2.8% | $5,352-34.9% |
| Admin fee / account holder | $10,939 | $5,340+104.8% | $4,255+157.1% | $9,541+14.7% |