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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,502 | $114,073-76.8% | $96,161-72.4% | $167,518-84.2% |
| Participation rate | 50.0% | 75.1%-25.1pp | 68.4%-18.4pp | 82.1%-32.1pp |
| Annual return | 10.17% | 189.95%-179.8pp | 192.01%-181.8pp | 478.71%-468.5pp |
| Employer contribution / active EE | $1,652 | $3,428-51.8% | $2,798-41.0% | $4,838-65.9% |
| Participant deferral / active EE | $4,819 | $5,195-7.2% | $4,349+10.8% | $6,342-24.0% |
| Admin fee / account holder | $892 | $6,899-87.1% | $5,538-83.9% | $12,312-92.8% |