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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,569 | $109,411-83.0% | $89,435-79.2% | $158,982-88.3% |
| Participation rate | 62.5% | 74.3%-11.8pp | 68.0%-5.5pp | 82.0%-19.5pp |
| Annual return | 8.42% | 345.68%-337.3pp | 245.55%-237.1pp | 302.99%-294.6pp |
| Employer contribution / active EE | $1,945 | $3,173-38.7% | $2,587-24.8% | $4,763-59.2% |
| Participant deferral / active EE | $5,270 | $4,600+14.6% | $3,890+35.4% | $5,983-11.9% |
| Admin fee / account holder | $2,015 | $6,159-67.3% | $4,884-58.7% | $11,252-82.1% |