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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,313 | $95,188-87.1% | $76,518-83.9% | $135,380-90.9% |
| Participation rate | 41.7% | 74.4%-32.7pp | 68.0%-26.3pp | 82.6%-41.0pp |
| Annual return | -6.15% | 4.85%-11.0pp | -0.27%-5.9pp | 519.81%-526.0pp |
| Employer contribution / active EE | $2,029 | $3,303-38.6% | $2,647-23.4% | $4,779-57.5% |
| Participant deferral / active EE | $3,846 | $4,640-17.1% | $3,836+0.3% | $5,609-31.4% |
| Admin fee / account holder | $2,985 | $6,249-52.2% | $4,849-38.4% | $10,828-72.4% |