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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,321 | $135,956+45.9% | $123,894+60.1% | $273,972-27.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 12.36% | 56.63%-44.3pp | 47.52%-35.2pp | 41.46%-29.1pp |
| Employer contribution / active EE | $24,696 | $5,170+377.7% | $4,617+434.9% | $4,869+407.2% |
| Participant deferral / active EE | $4,590 | $6,343-27.6% | $5,984-23.3% | $5,287-13.2% |
| Admin fee / account holder | $6,524 | $9,817-33.5% | $8,357-21.9% | $10,133-35.6% |