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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,037 | $157,304+34.2% | $141,197+49.5% | $152,909+38.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.58% | 64.34%-38.8pp | 71.41%-45.8pp | 345.46%-319.9pp |
| Employer contribution / active EE | $16,975 | $5,263+222.6% | $4,736+258.4% | $4,764+256.3% |
| Participant deferral / active EE | $8,323 | $7,111+17.0% | $6,710+24.0% | $5,851+42.2% |
| Admin fee / account holder | $6,569 | $12,126-45.8% | $10,265-36.0% | $11,601-43.4% |