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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,240 | $138,076+12.4% | $123,553+25.6% | $135,380+14.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -17.38% | 153.70%-171.1pp | 119.21%-136.6pp | 519.81%-537.2pp |
| Employer contribution / active EE | $12,668 | $5,152+145.9% | $4,628+173.7% | $4,779+165.1% |
| Participant deferral / active EE | $8,797 | $6,800+29.4% | $6,426+36.9% | $5,609+56.8% |
| Admin fee / account holder | $2,189 | $10,917-80.0% | $9,284-76.4% | $10,828-79.8% |