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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,905 | $165,399+16.0% | $149,745+28.2% | $158,982+20.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -5.47% | 348.34%-353.8pp | 276.72%-282.2pp | 302.99%-308.5pp |
| Employer contribution / active EE | $13,357 | $5,105+161.7% | $4,646+187.5% | $4,763+180.4% |
| Participant deferral / active EE | $6,783 | $7,183-5.6% | $6,843-0.9% | $5,983+13.4% |
| Admin fee / account holder | $52,698 | $10,811+387.4% | $9,312+465.9% | $11,252+368.4% |