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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,530 | $108,882+70.4% | $96,754+91.8% | $154,746+19.9% |
| Participation rate | 75.0% | 75.1%-0.1pp | 70.3%+4.7pp | 80.7%-5.7pp |
| Annual return | 13.86% | 98.39%-84.5pp | 82.04%-68.2pp | 172.34%-158.5pp |
| Employer contribution / active EE | $1,755 | $3,018-41.9% | $2,679-34.5% | $4,379-59.9% |
| Participant deferral / active EE | $12,688 | $5,323+138.4% | $4,758+166.7% | $6,730+88.5% |
| Admin fee / account holder | $2,105 | $10,200-79.4% | $8,905-76.4% | $14,365-85.3% |