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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,094 | $109,372-29.5% | $89,414-13.8% | $158,966-51.5% |
| Participation rate | 42.9% | 74.3%-31.4pp | 68.0%-25.1pp | 82.0%-39.1pp |
| Annual return | 62.77% | 345.55%-282.8pp | 245.50%-182.7pp | 302.95%-240.2pp |
| Employer contribution / active EE | $277 | $3,171-91.3% | $2,586-89.3% | $4,762-94.2% |
| Participant deferral / active EE | $1,089 | $4,598-76.3% | $3,890-72.0% | $5,983-81.8% |
| Admin fee / account holder | $51,951 | $6,156+743.9% | $4,883+963.9% | $11,250+361.8% |