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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,759 | $104,937-25.9% | $84,628-8.1% | $152,897-49.1% |
| Participation rate | 50.0% | 74.8%-24.8pp | 68.2%-18.2pp | 82.5%-32.5pp |
| Annual return | 25.55% | 373.88%-348.3pp | 258.80%-233.3pp | 345.43%-319.9pp |
| Employer contribution / active EE | $1,733 | $3,303-47.5% | $2,653-34.7% | $4,764-63.6% |
| Participant deferral / active EE | $6,234 | $4,690+32.9% | $3,900+59.8% | $5,851+6.5% |
| Admin fee / account holder | $71 | $6,243-98.9% | $4,914-98.6% | $11,599-99.4% |