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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,312 | $72,071+1.7% | $68,368+7.2% | $137,256-46.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.78% | 353.14%-336.4pp | 292.57%-275.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $2,383 | $2,788-14.5% | $2,649-10.0% | $4,156-42.7% |
| Participant deferral / active EE | $8,106 | $4,410+83.8% | $4,123+96.6% | $6,407+26.5% |
| Admin fee / account holder | $15,693 | $5,336+194.1% | $5,150+204.7% | $12,270+27.9% |