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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,323 | $90,606-41.1% | $79,466-32.9% | $135,379-60.6% |
| Participation rate | 95.0% | 76.0%+19.0pp | 73.3%+21.7pp | 82.6%+12.4pp |
| Annual return | -18.00% | 977.69%-995.7pp | 718.28%-736.3pp | 519.79%-537.8pp |
| Employer contribution / active EE | $2,877 | $3,068-6.2% | $2,800+2.8% | $4,779-39.8% |
| Participant deferral / active EE | $9,764 | $4,050+141.1% | $3,704+163.6% | $5,609+74.1% |
| Admin fee / account holder | $806 | $5,895-86.3% | $5,104-84.2% | $10,828-92.6% |