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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,887 | $103,008-33.1% | $90,304-23.7% | $152,897-54.9% |
| Participation rate | 83.3% | 75.9%+7.5pp | 73.3%+10.1pp | 82.5%+0.9pp |
| Annual return | 21.33% | 95.22%-73.9pp | 78.13%-56.8pp | 345.43%-324.1pp |
| Employer contribution / active EE | $1,656 | $3,139-47.2% | $2,855-42.0% | $4,764-65.2% |
| Participant deferral / active EE | $5,889 | $4,281+37.5% | $3,885+51.6% | $5,851+0.6% |
| Admin fee / account holder | $6,383 | $6,175+3.4% | $5,354+19.2% | $11,599-45.0% |