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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,287 | $100,970+73.6% | $96,576+81.5% | $137,256+27.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 18.79% | 38.16%-19.4pp | 38.47%-19.7pp | 220.34%-201.6pp |
| Employer contribution / active EE | $8,884 | $3,809+133.2% | $3,553+150.0% | $4,156+113.8% |
| Participant deferral / active EE | $10,446 | $8,286+26.1% | $7,956+31.3% | $6,407+63.0% |
| Admin fee / account holder | $322 | $11,312-97.2% | $11,381-97.2% | $12,270-97.4% |