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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,487 | $81,870+76.5% | $119,608+20.8% | $68,495+110.9% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -12.96% | -23.82%+10.9pp | -14.98%+2.0pp | -7.84%-5.1pp |
| Employer contribution / active EE | $6,098 | $2,692+126.5% | $4,232+44.1% | $2,596+134.8% |
| Participant deferral / active EE | $8,440 | $4,148+103.5% | $5,601+50.7% | $4,028+109.6% |
| Admin fee / account holder | $1,399 | $6,583-78.8% | $10,326-86.5% | $5,403-74.1% |