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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,122 | $78,707+24.7% | $117,861-16.7% | $70,126+39.9% |
| Participation rate | 97.9% | 73.2%+24.7pp | 79.7%+18.2pp | 69.5%+28.3pp |
| Annual return | 14.79% | 23.30%-8.5pp | 335.11%-320.3pp | 73.15%-58.4pp |
| Employer contribution / active EE | $4,787 | $2,223+115.3% | $3,786+26.4% | $2,343+104.4% |
| Participant deferral / active EE | $5,711 | $3,297+73.2% | $4,482+27.4% | $3,332+71.4% |
| Admin fee / account holder | $8,197 | $5,066+61.8% | $8,021+2.2% | $4,645+76.4% |