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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,752 | $72,404+33.6% | $110,243-12.2% | $64,173+50.8% |
| Participation rate | 97.9% | 73.3%+24.6pp | 79.8%+18.1pp | 69.6%+28.3pp |
| Annual return | -5.97% | -6.29%+0.3pp | 314.76%-320.7pp | 7.63%-13.6pp |
| Employer contribution / active EE | $4,688 | $2,282+105.5% | $3,827+22.5% | $2,381+96.9% |
| Participant deferral / active EE | $5,761 | $3,469+66.1% | $4,672+23.3% | $3,470+66.0% |
| Admin fee / account holder | $2,816 | $5,664-50.3% | $8,548-67.1% | $4,887-42.4% |