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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,792 | $91,559+57.0% | $133,971+7.3% | $79,852+80.1% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 12.93% | 61.85%-48.9pp | 45.09%-32.2pp | 31.72%-18.8pp |
| Employer contribution / active EE | $4,891 | $2,384+105.2% | $3,919+24.8% | $2,471+97.9% |
| Participant deferral / active EE | $6,349 | $3,734+70.0% | $5,047+25.8% | $3,740+69.7% |
| Admin fee / account holder | $5,792 | $6,321-8.4% | $8,929-35.1% | $5,306+9.2% |