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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,383 | $150,447+60.4% | $136,298+77.1% | $147,586+63.6% |
| Participation rate | 54.2% | 84.4%-30.3pp | 81.9%-27.8pp | 82.8%-28.7pp |
| Annual return | 10.54% | 1049.15%-1038.6pp | 5156.27%-5145.7pp | 578.59%-568.1pp |
| Employer contribution / active EE | $4,970 | $5,256-5.4% | $4,696+5.9% | $4,876+1.9% |
| Participant deferral / active EE | $8,083 | $6,631+21.9% | $6,247+29.4% | $5,439+48.6% |
| Admin fee / account holder | $619 | $10,906-94.3% | $9,244-93.3% | $10,886-94.3% |