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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,132 | $135,956+45.7% | $123,894+59.9% | $273,972-27.7% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 16.30% | 56.63%-40.3pp | 47.52%-31.2pp | 41.46%-25.2pp |
| Employer contribution / active EE | $6,703 | $5,170+29.7% | $4,617+45.2% | $4,869+37.7% |
| Participant deferral / active EE | $9,349 | $6,343+47.4% | $5,984+56.2% | $5,287+76.8% |
| Admin fee / account holder | $862 | $9,817-91.2% | $8,357-89.7% | $10,133-91.5% |