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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,701 | $89,370+125.7% | $141,197+42.9% | $72,976+176.4% |
| Participation rate | 64.3% | 75.1%-10.8pp | 82.5%-18.2pp | 69.5%-5.2pp |
| Annual return | 27.23% | 111.88%-84.6pp | 71.41%-44.2pp | 81.02%-53.8pp |
| Employer contribution / active EE | $4,500 | $3,115+44.5% | $4,736-5.0% | $2,440+84.4% |
| Participant deferral / active EE | $7,650 | $5,419+41.2% | $6,710+14.0% | $3,608+112.1% |
| Admin fee / account holder | $10,150 | $5,957+70.4% | $10,265-1.1% | $5,124+98.1% |