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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,839 | $98,776+193.4% | $149,745+93.6% | $79,856+263.0% |
| Participation rate | 71.4% | 75.8%-4.4pp | 82.5%-11.1pp | 69.6%+1.8pp |
| Annual return | 25.85% | 27.38%-1.5pp | 276.72%-250.9pp | 31.71%-5.9pp |
| Employer contribution / active EE | $4,994 | $3,217+55.2% | $4,646+7.5% | $2,471+102.1% |
| Participant deferral / active EE | $7,906 | $5,681+39.1% | $6,843+15.5% | $3,741+111.3% |
| Admin fee / account holder | $7,800 | $6,053+28.9% | $9,312-16.2% | $5,306+47.0% |