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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,463 | $118,496-61.6% | $98,461-53.8% | $139,466-67.4% |
| Participation rate | 94.4% | 77.5%+17.0pp | 75.2%+19.3pp | 80.3%+14.1pp |
| Annual return | 18.29% | 18.96%-0.7pp | 21.17%-2.9pp | 373.66%-355.4pp |
| Employer contribution / active EE | $8,614 | $3,611+138.6% | $3,049+182.6% | $4,754+81.2% |
| Participant deferral / active EE | $5,554 | $5,393+3.0% | $4,738+17.2% | $6,712-17.3% |
| Admin fee / account holder | $1,913 | $14,056-86.4% | $8,961-78.7% | $11,409-83.2% |