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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,672 | $116,203-81.3% | $93,621-76.9% | $152,909-85.8% |
| Participation rate | 65.0% | 78.1%-13.1pp | 75.8%-10.8pp | 82.5%-17.5pp |
| Annual return | 24.88% | 35.96%-11.1pp | 32.76%-7.9pp | 345.46%-320.6pp |
| Employer contribution / active EE | $2,436 | $3,219-24.3% | $2,719-10.4% | $4,764-48.9% |
| Participant deferral / active EE | $2,557 | $4,605-44.5% | $4,070-37.2% | $5,851-56.3% |
| Admin fee / account holder | $91 | $10,751-99.2% | $7,890-98.8% | $11,601-99.2% |