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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,058 | $127,790-67.1% | $106,555-60.5% | $167,536-74.9% |
| Participation rate | 83.3% | 78.3%+5.1pp | 76.1%+7.2pp | 82.1%+1.2pp |
| Annual return | 13.19% | 33.88%-20.7pp | 26.80%-13.6pp | 478.82%-465.6pp |
| Employer contribution / active EE | $6,238 | $3,428+82.0% | $2,819+121.3% | $4,839+28.9% |
| Participant deferral / active EE | $3,846 | $5,088-24.4% | $4,399-12.6% | $6,342-39.4% |
| Admin fee / account holder | $597 | $11,229-94.7% | $7,408-91.9% | $12,315-95.2% |