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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,318 | $118,695-72.8% | $98,916-67.3% | $158,950-79.7% |
| Participation rate | 68.4% | 77.8%-9.4pp | 76.0%-7.6pp | 82.0%-13.5pp |
| Annual return | 20.50% | 372.39%-351.9pp | 196.45%-176.0pp | 302.91%-282.4pp |
| Employer contribution / active EE | $2,558 | $3,333-23.3% | $2,689-4.9% | $4,762-46.3% |
| Participant deferral / active EE | $2,665 | $5,088-47.6% | $4,245-37.2% | $5,983-55.4% |
| Admin fee / account holder | $31 | $10,132-99.7% | $6,642-99.5% | $11,248-99.7% |