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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,570 | $87,733-54.9% | $106,554-62.9% | $85,851-53.9% |
| Participation rate | 100.0% | 71.9%+28.1pp | 76.1%+23.9pp | 69.3%+30.7pp |
| Annual return | 14.56% | 21.86%-7.3pp | 26.80%-12.2pp | 318.63%-304.1pp |
| Employer contribution / active EE | $6,357 | $2,073+206.7% | $2,819+125.5% | $2,565+147.8% |
| Participant deferral / active EE | $5,458 | $3,469+57.3% | $4,398+24.1% | $3,952+38.1% |
| Admin fee / account holder | $1,368 | $6,767-79.8% | $7,408-81.5% | $6,261-78.1% |