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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,071 | $81,208-54.4% | $98,920-62.5% | $79,856-53.6% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 14.40% | 60.99%-46.6pp | 196.47%-182.1pp | 31.71%-17.3pp |
| Employer contribution / active EE | $5,954 | $1,960+203.8% | $2,689+121.4% | $2,471+140.9% |
| Participant deferral / active EE | $4,447 | $3,265+36.2% | $4,245+4.8% | $3,741+18.9% |
| Admin fee / account holder | $10,287 | $6,013+71.1% | $6,643+54.9% | $5,306+93.9% |