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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,409 | $116,203-65.2% | $93,621-56.8% | $152,909-73.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 21.84% | 35.96%-14.1pp | 32.76%-10.9pp | 345.46%-323.6pp |
| Employer contribution / active EE | $2,204 | $3,219-31.5% | $2,719-18.9% | $4,764-53.7% |
| Participant deferral / active EE | $4,094 | $4,605-11.1% | $4,070+0.6% | $5,851-30.0% |
| Admin fee / account holder | $575 | $10,751-94.7% | $7,890-92.7% | $11,601-95.0% |