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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,341 | $73,019-54.3% | $90,766-63.3% | $68,490-51.3% |
| Participation rate | 100.0% | 70.8%+29.2pp | 75.7%+24.3pp | 67.9%+32.1pp |
| Annual return | -14.30% | -13.81%-0.5pp | -12.16%-2.1pp | -7.85%-6.4pp |
| Employer contribution / active EE | $3,755 | $2,193+71.3% | $2,922+28.5% | $2,597+44.6% |
| Participant deferral / active EE | $5,817 | $3,626+60.4% | $4,565+27.4% | $4,028+44.4% |
| Admin fee / account holder | $365 | $5,897-93.8% | $8,446-95.7% | $5,403-93.2% |