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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,122 | $136,307+244.2% | $106,619+340.0% | $273,972+71.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 10.64% | 11.05%-0.4pp | 9.42%+1.2pp | 41.46%-30.8pp |
| Employer contribution / active EE | $20,984 | $5,190+304.3% | $3,947+431.7% | $4,869+331.0% |
| Participant deferral / active EE | $17,581 | $4,969+253.8% | $3,930+347.3% | $5,287+232.5% |
| Admin fee / account holder | $2,279 | $8,625-73.6% | $6,418-64.5% | $10,133-77.5% |